:root{--navy:#10243a;--gold:#d6ac72;--muted:#62728a;--line:#dfe5ec}*{box-sizing:border-box}body{margin:0;font-family:'Malgun Gothic','Apple SD Gothic Neo',system-ui,sans-serif;color:#172943;line-height:1.7}a{color:inherit;text-decoration:none}.wrap{max-width:1160px;margin:auto;padding:0 24px}.header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid #eee}.nav{display:flex;justify-content:space-between;align-items:center;min-height:76px}.logo{display:flex;align-items:center;gap:12px;font-size:15px;font-weight:800}.logo small{display:block;font-size:11px}.oval{border-radius:50%;padding:6px 15px;background:var(--navy);color:#f1ca91;font-weight:900;font-size:22px;letter-spacing:-1px}.links{display:flex;gap:25px;font-size:14px;font-weight:700}.links a:hover{color:#bd8c50}.menu{display:none;background:none;border:0;font-size:26px}.hero{background:linear-gradient(90deg,#071b32f5,#142b46df,#1f3344a0),url('https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=1600&q=80') center/cover;color:white;padding:115px 0}.eyebrow{font-size:11px;letter-spacing:3px;color:var(--gold);font-weight:800}h1{font-size:clamp(34px,4.5vw,55px);line-height:1.3;letter-spacing:-2px;margin:18px 0}h1 em{font-style:normal;color:var(--gold)}h2{font-size:clamp(26px,3vw,36px);letter-spacing:-1px;margin:8px 0 20px}h3{font-size:19px;margin:0 0 10px}p{margin:10px 0 20px}.hero p{color:#d5dfea;max-width:600px}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;padding:11px 22px;background:var(--navy);color:white;border:1px solid var(--navy);font-weight:700;font-size:14px;min-height:44px;cursor:pointer}.btn.gold{background:var(--gold);border-color:var(--gold);color:#10243a}.btn.outline{background:transparent;border-color:white;color:white}.block{padding:76px 0}.soft{background:#f6f8fb}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{border:1px solid var(--line);padding:23px;background:white}.card .symbol{font-size:29px;color:#c59a63;display:block;margin-bottom:15px}.card p{color:var(--muted);font-size:14px;margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.photo{min-height:360px;background:url('https://images.unsplash.com/photo-1497366811353-6870744d04b2?auto=format&fit=crop&w=1000&q=80') center/cover}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{padding:20px 5px;border-top:2px solid var(--gold)}.step b{display:block;color:#bd8c50}.banner{background:var(--navy);color:#fff}.banner p{color:#c5d3e1}.pagehead{background:linear-gradient(105deg,#0b1d32,#24425e);color:white;padding:75px 0}.pagehead p{color:#d1dce9}.fact{border-top:1px solid var(--line);padding:12px 0;display:grid;grid-template-columns:145px 1fr}.resource{border:1px solid var(--line);padding:24px}.resource p{font-size:14px;color:var(--muted)}.resource a{border-bottom:1px solid #15243b;font-weight:800}.notice{border:1px solid var(--line);background:#fafbfc;padding:20px;margin-bottom:24px}.contact{display:grid;grid-template-columns:1fr 1fr;gap:24px}.form{border:1px solid var(--line);padding:26px}.form label{display:block;font-weight:700;font-size:13px;margin:12px 0 5px}.form input,.form textarea,.form select{padding:12px;width:100%;border:1px solid #ccd7e1}.form textarea{min-height:120px}.footer{background:#0b1d32;color:#e0e7ee;padding:38px 0;font-size:13px}.footer a{color:white}.small{font-size:12px;color:#8798aa}@media(max-width:850px){.menu{display:block}.links{display:none;position:absolute;top:75px;left:0;right:0;background:#fff;padding:22px;box-shadow:0 12px 18px #0002;flex-direction:column;gap:16px}.links.open{display:flex}.grid4{grid-template-columns:repeat(2,1fr)}.split,.contact{grid-template-columns:1fr}.photo{min-height:250px}}@media(max-width:560px){.hero{padding:80px 0}.block{padding:50px 0}.grid3,.grid4{grid-template-columns:1fr}.timeline{grid-template-columns:1fr 1fr}.fact{grid-template-columns:110px 1fr}.logo{font-size:13px}.oval{font-size:19px}}